Coto De Caza Real Estate & Homes For Sale
July 27, 2010 by JoelC2009 · 6 Comments
Armed with the perfect scenery and location, the Coto de Caza is a very prestigious place located at the serene area of Orange County, adjacent to the city of Rancho Santa Margarita and co-located with the area of Dove Canyon. The fortunate residents of this small community are lucky enough to be able to view the lovely sunrise and enjoy the spacious and beautiful lots. The Coto de Caza Real Estate & Homes for Sale offers from as low as one hundred thousand, to as high as over twelve million dollars. Indeed, Coto de Caza is a place of prestige and exclusiveness.
The Coto de Caza real estate is an exclusive and a well-guarded private community, just minutes away from the neighboring local shopping areas in Rancho Santa Margarita and Mission Viejo. The place is simply a short drive from the other shopping centers such as the South Coast Plaza, Fashion Island, and the Irvine Spectrum. The coastlines of Laguna Beach and the Newport Beach are also a few minutes drive away from Coto de Caza. Wagon Bike trails, several parks, fine restaurants and local, quaint shops also graces the outskirts of the place, since the community offers privacy and exclusive living. Coto De Caza bank foreclosures can provide excellent value to prospective home purchasers
One park readily available to the community is the Thomas F. Riley Wilderness Park, which is open to the general public except in selected circumstances such as after heavy rains. Beautiful oak groves and huge wild life diversity may be found in this park. The wilderness park is maintained and paid for by Orange County Parks, while it is administered by Park Rangers and maintenance staff.
Inject A Bit Of Variety to Your Summer Travel
April 5, 2010 by JoelC2009 · 7 Comments
I’d like to make a suggestion for a summer vacation travel destination where you can find a great deal of variety in the type of local attractions offered. Summer vacation travel means different things to different people, that’s for sure. It may include hitting a bunch of theme parks like Knott’s Berry Farm, or relaxing in the mountains. For others it is visiting the local museums or hiking or deep sea sport fishing.
One of the most well-known vacation attractions in Southern California is the resort area around Disneyland; this includes the Downtown Disney retail entertainment center with its wonderful Orange County restaurants, and California Adventure, on which Disney is spending around one billion dollars over the next few years.
Anyone who has not visited Anaheim in awhile will be surprised at its evolution over time. The addition of Disney’s California Adventure alone has changed the whole atmosphere of the Resort, and with the billion-dollar upgrade now underway this will only continue into the future. If you do any people watching, you will notice a very international mix of visitors at the Resort. In fact, people watching at Disneyland can be a fascinating activity, with a rich mix of cultures all in one place.
Speaking of a cultural melting pot, Southern California in general is a concoction of people and cultures from around the world. There is a particularly strong presence from Pacific Rim countries, but Europe, Asia and Africa are likewise well represented (not so many folks from Antarctica).
You’ll find quite a number of ethnic communities scattered throughout Southern California, and worth a visit in your summer travel activities. In Los Angeles County the obvious targest would be Koreatown, west of downtown, Little Tokyo to the west and Chinatown just north of the central business district. Orange County is home to Little Saigon and Fourth Street in downtown Santa Ana.
Orange County Short Sale Versus Foreclosure Information
February 21, 2010 by JoelC2009 · 8 Comments
For implications to credit history: Following a successful short sale your mortgage will be reported on your credit score as either paid or negotiated, lowering your score as little as 50 points and affecting you for only 12 to 18 months. After a foreclosure, however, your credit score can lower as much as 300 and usually at a minimum of 250 points and affects your score for over three years. More information regarding an Orange County short sale versus foreclosure.
For time period until one can purchase a home: After a foreclosure, you may end up waiting another 24 to 72 months before a mortgage lender will offer you an interest rate that is acceptable. Most mortgage lenders report that for homeowners who have undergone a previous short sale they may get a reasonable interest rate in less than two years. Fannie Mae guidelines allow a short seller to apply for a new loan immediately if payments were kept current and had no 60-day late payments on their record. For short sale information in Orange County, consult with a short sale specialist
A mortgage deficiency is the difference between the loan amount owed by the borrower and the purchase price of the short sale paid to the lender. In some states and some instances homeowners are protected and lenders can’t pursue them for the deficiency. However, in some cases a short sale can leave you owing a substantial debt, which can be collected by garnishing your wages or other aggressive collection actions. As your Orange County short sale agent, we will work hard to get your deficiency waved, if applicable, as a condition of the short sale. We highly recommend talking to an attorney to discuss mortgage deficiency and how it may or may not apply to your situation.
I picked up some good vacation ideas recently!
March 11, 2009 by JoelC2009 · 7 Comments
Even though the economy is bad, we still need a little vacation now and then. I’ve been doing some research into saving money while still having a nice trip. I’ve been checking out some of the online travel websites. It seems that they all find very similar travel deals when searching for plane fares and hotels.
I can recommend a good website that will lead you to good deals on hotel reservations. Basically you want to use a travel website that has a reputation for providing a trouble-free vacation. Then I was thinking about where to go where it’s easy to find good prices on air travel or where I can drive my car. One obvious choice is Southern California. There are several airports and lots of activities for all seasons of the year.
A lot of vacation ideas are provided at the SoCal Vacation Guru site. It focuses mainly on Orange County and Los Angeles County, but will eventually expand to provide more information on San Diego County and the Inland Empire desert and mountain areas as well. But there’s great information about Disneyland, Universal Studios Hollywood, the beaches, shopping, dining and other activities. There are discussions about saving money and how to arrange for the best trip if you only have a limited amount of time.
If you are a roller coaster fan, the SoCal Vacation Guru compares the major southern california theme parks on their thrill rides (Six Flags Magic Mountain and Knott’s Berry Farm win in that category). In fact there are few places in the country where you can visit a half-dozen theme parks within a couple of hours drive from each other.
The SoCal theme parks include Disneyland (with Disney’s California Adventure), Knott’s, Six Flags Magic Mountain, Universal Studios Hollywood, SeaWorld and Legoland. Of course visiting all of those would not be particularly cheap, but you could fit a lot of vacation fun into a short period of time, so you might save on airfare and hotel reservations.
Winter and Spring are probably good times to schedule a vacation, as the crowds are often lighter then at many Southern California vacation destinations. Compared to other parts of the US, the winter and spring weather in California is very reasonable.
Also, it looks like the economy has a lot of hotels really wanting our business. We might get better deals now if fewer people are taking rooms and buying tickets to theme parks. Anyway, just some things to consider as we live with the recession.
